About Us

Our Profile

Registered Address :

1st Floor, Sahara India Centre, 2, Kapoorthala Complex, Aliganj, Lucknow-226024

Telefax No. : 0522- 2327560
Call Center No. : 0522-4008888, 1800-1800-900
Help Desk No. : 9839007777
Registered under U.P.Co-Operative societies Act : Reg. No - 3528
Licence for commencement of banking from Reserve Bank of India : Licence No UBD U.P.0011P Dated 30.08.2001

Board Constitution

Shri. Anil Vikram Singh (Chairman)

Chairman Diploma in Mechanical Engineering with many years of experience in different industries.

Shri. Ram Sudhar (Vice Chairman)

Director M.Com, CAIIB, Diploma in Banking & Finance. Worked in various capacities in Reserve Bank of India since 1972 to November 2008. Served as DGM in charge of Urban Banks Department of RBI, Lucknow. Provides consultancy services to various UCBs in U.P & Uttarakhand

Shri.Nand Lal (Director)

Director B.A, M.A, B.Ed, LLB. 25 Years of experience in Legal profession.

Smt.Putul Dey(Director)

Director M.A and many years of experience as a Teacher

Smt Mithlesh Khare (Director)

Director B.A

Shri Pushkal Singh (Director)

Director Diploma in Mechanical Engineering. Served in UPPCL as J.E for 28 years

Smt.Madhuri Johri(Director)

Director M.A.

Dr.(Smt.) Pratibha Thakural (Director)

Director Ph.D(Physics), Gold Medalist in PG, Associate of Insurance Institute of India (A.I.I). Past Experience: Was associated with 'United India Insurance Co.Ltd.' with last posting as Divisional Manager. Has a vast experience of 25 years in the Insurance sector. Presently working as administrator of Sanjeevani Hospital and is actively associated with Social Welfare programs for rehabilitation of mentally challenged children.

Smt Leela Singh (Director)

Director Graduate

Shri K.C Mishra(Professional Co-opted Director)

M.A, CAIIB. Worked for 36 years as officer in RBI and retired as General Manager from RBI. He is a noted educationist and is presently associated with the College of Agriculture -RBI, Pune.


What started as a small Co-operative Bank way back in August, 2002 in a small one room office, has today evolved into a respectable Co-operative Bank with a state-of the- art Head Office and a spread of seven branches and two extension counters in and around Lucknow city. Today HCBL Co-operative Bank has made its presence felt in the Banking sector of the region and some of its outstanding features include- a broad base of satisfied customers, state of the art technology, exemplary customer service, unique concept of E-Lobby, ATM sharing, internet banking, Banking mall etc. to name a few.


All our branches are state of art and are equipped with all latest infrastructure and modern facilities.Presently we have nine setups 7(Seven) Branches and 2(Two) Extension counters within Uttar Pradesh.

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As the Bank completes nine years of its challenging journey and secures a niche in the hearts of thousands of customers, it is gradually establishing itself as a strong brand and has officially adopted its more popular name i.e-HCBL Co-operative Bank Ltd. in place of its old name “Hindustan Co-operative Bank Limited.” The new name of the Bank has been adopted pursuant to the amendments in its Bye-laws and subsequent approval by the Reserve Bank of India and the Registrar of Co-operative Societies.

The following glimpses of our Bank truly reflect the benchmarks set by our Bank in the Banking industry of the region.

Good Infrastructure:

The first and foremost impression when we go any where is of the ambience and atmosphere. All our branches are of international feel and equipped with good interiors & fully air conditioned.

  • Guest Relationship: Generally one can witness the Guest Relationship Concept in an aviation and hospitality industry. But we have introduced this Guest Relationship Concept in banking. In our bank we have Guest Relationship Officers who look after prompt services and provide best quality hospitality to all our esteemed customers.



Elobby:All our existing and upcoming Branches are equipped with the concept of E-Lobby which is based in the premise of “24X7” Banking. The Electronic Lobby or E-Lobby is an attempt of our Bank to provide all the essential electronic banking facilities under one roof. Some of the essential characteristics of our E-Lobby includes Automated Teller Machines (ATM’s), Coin Dispenser Machine, Cheque Deposit Machine with a scanner to generate automatic receipts, Pass Book Printing machines, Loan Kiosk, Information Kiosk and Net Banking Kiosk. These facilities enable customers to avail of the banking facilities beyond normal business hours, completely in tune with the concept of “24X7” Banking.

A glimpse of our E-Lobby Concept at one of our Branches:


Banking Mall:Our Bank has not only restricted its services to core banking but has widened its canopy of services and is providing complete banking solution to its customers in the form of Insurance services, Mutual Fund selling, Pan Allotment, NSC /KVP , Portfolio Management and Tax Consultancy, all under one roof-in the form of Banking Mall. Our Bank has entered into tie-ups with SBI-Life Insurance & Bharti Axa General Insurance and provides a wide range of their products. Thus we aim at providing all the financial solutions to our customers all under one roof.


  • All branches CBS Solution :All our branches are running at Core Banking Solution thus are enabled to provide “Any Where Banking Services” to all our esteemed customers.
  • Fully Computersied Branches:All our branches are fully computerized
  • RTGS/NEFT Facility: Through our tie-up we give the RTGS and NEFT facility to our customers by ensuring their fund effect on the same day.
  • Call Centre: The bank is also having its own Call center and Help Line No.9839007777operating 24X7.
  • SMS Banking: Customers can avail facilities like enquiring about their account balance, last three transactions and requests for cheque book facilities through SMS.
  • Internet Banking: Customers can now avail of internet banking facility, as part of which they can avail of the following features:
    -on-line transactions
    -check their statements on-line and
    -transfer money from one account to the other at the click of a mouse.
  • ATM Sharing: We have a tie-up with Bancs network and thus our bank customer can withdraw their money from ATM'S of some major banks like Axis Bank and IDBI Bank.

Our Data Centre is equipped with the latest Blade Server Technology provided by IBM, which provides us the power to manage our banking services, it has in-built capability of clustering of disk and single point of control for management of various servers running in the single chassis. There are various services controlled by our Data Centre like Banking application software, ATM applications, SMS Services, Internet Banking application etc. There are various in-house services that are also running and managed by our data centre to facilitate the employees of our bank like E-Mail services which are managed by e-mail server and personalized data storage facility which is managed by file server.

We are also managing web server for running our website with our in data centre through Domain Name Server (DNS). For better security of our bank’s network we are also managing our own Anti-virus Server in the Data Center.

Our Data Center is equipped with latest networking equipments which is powered by CISCO. There are various Switches, Routers and Firewalls which are fully configured and provide us robust network, so that we are able to provide better network access to our end users.


Our state-of- the art Data Centre


An initiative by our Bank

To fulfill the dreams of our “Father of the Nation”- Mahatma Gandhi which says “India lives in her villages” and to strengthen the RBI’s initiative of Financial Inclusion, our Bank has adopted the Khatwara Village and has newly adopted Chhota Bharwara Village as another step to promote Financial Inclusion in its area of operation. Our Bank does not believe in just becoming a money lender and accepting deposit. We believe in overall development of the weaker section of the society specially women, to make them:

                    * Self Motivated * Self Sufficient * Self Employed

Thus, we have taken the overall responsibility of development of living standard, increasing source of income of the family and creating awareness amongst the villagers/weaker section of the society specially women. Keeping the above in mind, our bank has even opened accounts of ‘Bhikshus’ (beggars) and has taken initiatives to change their lives, making them self sufficient. Several free medical consultation camps by experienced doctors along with free medicine distribution and distribution of tricycles to the physically handicapped villagers have also been organized by our Bank. Our efforts in this direction have been duly recognized and the Financial Inclusion Model of our Bank has also being appreciated by the Hon’ble Governor of Reserve Bank of India.


Bank’s Financial Inclusion Model being               Distribution of free tricycles to villagers

appreciated by the RBI governor

Our Bank has also organized various vocational courses and associated Self Help Groups and are arranging various training programmes on self employment avenues viz. Pickle making, stitching, chikankari, papad making, cane work, mithai dabba making, thaila making etc. If the villagers are skilled then we also finance them loans and the credit risk involved is low. Further, we are also arranging selling points for those people so that they get the market for their products and generate revenues. The awareness program for the weaker section of the society, specially women are also conducted by our bank from time to time to teach them the value of money,importance of education, hygiene, family planning, child labour etc. and living standards in near future.


Screen Printing vocational classes for the villagers
       Chikankari classes for women

Dabba making classes for the villagers

Pickle Making classes for the womenfolk

Keeping in mind the financial status of the inhabitants of the village, Bank also offers the facility of opening Savings Account with zero balance. To ensure a bright and safe future for the children living in villages, the Bank offers unique Children Saving Plan Scheme. By depositing a nominal amount in this scheme, on a regular basis, the parents can secure a safe, sound and healthy future for their children in the long run. It is also offering small loans ranging between Rs.500/- to Rs.10,000/- for making villagers self sufficient and self employed. Our bank has also launched the HCBL-Asha Pigmy Deposit Scheme which is a deposit scheme collecting money of small denominations of Rs.20/- to Rs.5000/- per day through agents, using modern technology of hand held devices.

Villagers depositing money under the Pigmy deposit Scheme of the Bank.


The Mobile ATM Van is an E-Lobby on wheel providing banking facility at your doorstep. It is equipped with machines like ATM, Coin Dispensor, Internet Kiosk etc. to fulfil your banking requirements and provide banking in villages a well as in remote and unbanked areas.